Direct Debt Advice

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Frequently Asked Questions

Bankruptcy

When will my bankruptcy end?

Generally you will be automatically freed from bankruptcy (known as 'discharged') after a maximum of 12 months. This period will be shorter if the official receiver concludes his enquiries into your affairs sooner and files a notice in court. You will automatically become free from bankruptcy if the court annuls (cancels) the bankruptcy order. This would normally be where your debts and the fees and expenses of the bankruptcy proceedings have been paid in full, or where the bankruptcy order should not have been made. However, in some cases your discharge could be suspended (postponed). Further details are available in The Insolvency Service leaflet - 'When will my bankruptcy end?'

Who should I talk to before I go down the route of bankruptcy?

What are the alternatives to bankruptcy?

How do I petition for bankruptcy?

How much will it cost to make myself bankrupt?

Which court should I go to?

What will happen at court?

Who will deal with my bankruptcy?

What are my duties as a bankrupt?

When will my bankruptcy end?