Frequently Asked Questions
Unsecured Loans
What affect does taking a personal loan have on my credit rating?
Provided you repay the loan on time there is no negative effect on a credit rating. Many lenders actually like to see a person with different forms of credit paying on time before they will lend to a customer. Lenders can be suspicious if there is no track record of borrowing to look at.
What is an Unsecured Personal Loan?
Who are Unsecured Personal Loans designed for?
Who can apply for Unsecured Personal Loans?
Why would I want to use an unsecured loan to solve a debt problem?
What happens if I want to pay off my unsecured loan early?
What fees are likely to be involved with an unsecured loan?
How quickly can I get money into my account?
Do I need to have an unsecured loan protected?
What affect does taking a personal loan have on my credit rating?