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- About Us
- Debt Solutions
- Recent Cases
- Case One: Unsecured Loan - £10,000 with minor arrears cleared for £147.60 per month.
- Case Two: Unsecured Loan - £24,000 with arrears cleared for £392.83 per month.
- Case Three: Secured Loan - £44,000 in debts cleared for £371.08 per month
- Case Four: Secured Loan - £60,000 cleared for £450.54 per month
- Case Five: Debt Management Plan - £27,000 managed for £250 per month
- Case Six: Individual Voluntary Arrangement - £127,000 cleared for £1122 per month
- Case seven: Individual Voluntary Arrangement - £93,000 cleared for £690 per month.
- Case Eight: Individual Voluntary Arrangement - £44,000 Cleared for £390 per month
- Case Nine: Individual Voluntary Arrangement - £20,500 Cleared for £195 per month
- FAQ
- IVA
- Is an IVA the right answer to my debt problem?
- When should I consider an IVA?
- How much will I need to pay into my IVA?
- Will my creditors accept my offer?
- What minimum payments do creditors accept into an IVA?
- Will I really be debt free at the end of an IVA?
- Will I be able to borrow money during the IVA?
- What happens if I get a big pay rise or win the lottery or some other type of windfall?
- Will people know about my IVA? Will it go into the local papers? Will my employer know?
- How difficult will it be to get credit again?
- Will an IVA cost me more than going bankrupt?
- My wife or partner has debts but their debt is under control. Will they need to pay into my IVA?
- What fees do you charge and how do you get paid?
- What happens if I lose my job?
- What happens at the end of the IVA?
- Secured Loans
- Unsecured Loans
- What is an Unsecured Personal Loan?
- Who are Unsecured Personal Loans designed for?
- Who can apply for Unsecured Personal Loans?
- Why would I want to use an unsecured loan to solve a debt problem?
- What happens if I want to pay off my unsecured loan early?
- What fees are likely to be involved with an unsecured loan?
- How quickly can I get money into my account?
- Do I need to have an unsecured loan protected?
- What affect does taking a personal loan have on my credit rating?
- DMP
- Which debts can't be included in a debt management plan?
- What is the main benefit of a Debt Management Plan?
- How will the plan affect my credit rating?
- Will my lenders freeze the interest to make the debt management plan attractive?
- What happens if I can't keep up with the reduced payments?
- Will my creditors still contact me?
- What is a typical time period for a debt management plan?
- What is the difference between fee free and fee charging advisers?
- Why don't I just negotiate with my creditor directly?
- Does a creditor have to accept the plan put forward?
- Bankruptcy
- Who should I talk to before I go down the route of bankruptcy?
- What are the alternatives to bankruptcy?
- How do I petition for bankruptcy?
- How much will it cost to make myself bankrupt?
- Which court should I go to?
- What will happen at court?
- Who will deal with my bankruptcy?
- What are my duties as a bankrupt?
- When will my bankruptcy end?
- IVA
- Contact
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